Mental Health

    ADHD Diagnosis, Standard Rates Achieved

    Based on a real case. Every personal detail has been changed.

    The Situation

    A client with an ADHD diagnosis was concerned that it would significantly affect their ability to get life insurance or result in a mental health exclusion.

    What We Did and the Outcome

    We approached insurers who assess ADHD on a case-by-case basis, presenting the client's stable profile and the fact that the condition was well-managed. Cover was offered at standard rates with no mental health exclusion applied.

    “ADHD is assessed very differently by different insurers. Specialist knowledge of the market makes a significant difference to the outcome.”

    Related guide

    5 min read
    Mental Health

    Life Insurance with Anxiety

    What insurers assess and what's genuinely possible, including after an online decline.

    Read guide →

    More Case Studies

    Mental Health

    Details changed for confidentiality

    Declined Twice Online, Accepted at Standard Rates

    History of anxiety and antidepressants triggered automatic online declines.

    Read the case study →
    Self-Employed

    Details changed for confidentiality

    No Sick Pay, No Safety Net, Until Now

    A sole trader with variable income assumed income protection wasn't available or affordable.

    Read the case study →
    Business Protection

    Example scenario, not a real client

    What Would Happen to the Business If a Key Person Couldn't Work?

    A two-director limited company had no protection in place for either director. A serious illness would have left the business unable to operate.

    Read the case study →

    Let's See What Cover You Actually Need.

    A 15-minute call, no pressure and no obligation. If you were introduced by a mortgage broker, we will keep them in the loop.