Business Cover

    Protection for your business, its owners and your team, so one illness or loss doesn't put everything you've built at risk. Every policy is explained in plain English.

    Not sure where to start? Read our guide to protection for business owners →

    Protecting the People Who Run It

    Keep the business stable if someone vital is lost.

    Key Person Cover

    A lump sum to the business if someone it relies on dies or becomes seriously ill.

    Best for: businesses where profits depend on one or two people.

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    Shareholder and Partner Protection

    Funds for the remaining owners to buy the shares of an owner who dies or becomes seriously ill.

    Best for: companies and partnerships with more than one owner.

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    Looking After Your Team

    Benefits that protect your people and help you keep them.

    Protecting Personnel

    Life cover and sick-pay protection for directors and employees, including relevant life cover paid for by the business.

    Best for: rewarding key staff in a tax-efficient way.

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    Protecting the Balance Sheet

    Make sure debts don't land at the wrong moment.

    Loan Protection

    Money to repay business loans and debts if a key person or owner dies or becomes seriously ill.

    Best for: businesses with loans, overdrafts or personal guarantees.

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    Let's See What Cover You Actually Need.

    A 15-minute call, no pressure and no obligation. If you were introduced by a mortgage broker, we will keep them in the loop.