Complex Health
At Check Financial, we specialise in helping clients with complex health conditions, hazardous pursuits and high-risk occupations find cover.
Finding Solutions When Others Can't
If you've been declined cover elsewhere, or you're worried that a health condition, occupation or hobby might prevent you from getting life insurance, we're here to help. As a whole of market adviser, we can review products from every available insurer to ensure that as many clients as possible receive a solution.
Many insurers have different approaches to underwriting. What one insurer declines, another may accept on standard terms or with adjusted premiums. Our job is to find the right insurer for your specific situation.
Whether you're living with a health condition, work in a high-risk occupation, or enjoy hazardous pursuits like motorsports, skydiving or mountaineering, we'll work tirelessly to find appropriate cover for you and/or your family.
Check has got you covered.
Whole of Market Access
We search across the entire market to find insurers who specialise in complex health conditions, hazardous pursuits and occupations.
Guaranteed Acceptance
Some cover options are available on a guaranteed basis, meaning no medical questions asked.
Tailored Solutions
We work to find cover that suits your specific circumstances, not a one-size-fits-all approach.
Higher Acceptance Rates
Our knowledge of specialist insurers means more clients receive the protection they need.
Don't Give Up on Getting Cover
Contact us today for a confidential discussion about your circumstances. We'll give you honest advice about your options and work hard to find the right solution for you.
Get in touch