Extreme Sports as a Hobby, Cover Still Arranged
Based on a real case. Every personal detail has been changed.
The Situation
A client who participated in a hazardous sport as a regular hobby had been quoted extremely high premiums or faced exclusions related to the activity.
What We Did and the Outcome
We explored the full market, including specialist insurers who assess hazardous hobbies more granularly. By providing detailed information about the nature and frequency of the activity, we secured cover that included the hobby, at a loading the client considered reasonable given their passion for the sport.
“Hazardous hobbies are assessed on specifics, frequency, experience, safety record. Blanket exclusions aren't the only option.”
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