High BMI

    Told Premiums Would Be Unaffordable, They Weren't

    Based on a real case. Every personal detail has been changed.

    The Situation

    A client with a high BMI had received quotes through a comparison site that felt prohibitively expensive.

    What We Did and the Outcome

    By approaching the market differently and identifying insurers with a more favourable view of the client's overall health profile, we secured life cover at a premium meaningfully lower than the comparison site quotes. The client also had no other health complications, which we were able to present clearly.

    “BMI is one factor, not the whole picture. Insurers who look at the full profile often offer significantly better terms.”

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